Terms & Conditions

These Terms and Conditions ("Terms") govern your relationship with the operator of Wsm Casino Amerio, the online gambling service made available via wsmcazino.com (the "Platform"). By creating an account, depositing funds, placing wagers or otherwise using the Platform, you agree to be bound by these Terms as updated from time to time. These Terms are effective as of 21 January 2026 and supersede all previous versions published on the Platform.

Definitions

For the purposes of these Terms, the following expressions have the meanings set out below. These definitions apply regardless of whether they are used in the singular or plural.

Operator means MIBS B.V., a Besloten Vennootschap (B.V.) incorporated in Curaçao, operating the Platform under Master Licence 365/JAZ issued in Curaçao, and any affiliated entities that support the operation of wsmcazino.com. MIBS B.V. is associated with other brands, but these Terms apply only to Wsm Casino Amerio on wsmcazino.com.
Platform / Site means the website located at https://wsmcazino.com and any associated mobile, desktop, application, bot or mirror interfaces through which the gambling Services are offered.
User or Player means any natural person who accesses or uses the Platform, including those who have registered an Account, regardless of residence, including UK-based users who choose to use this offshore, non-UKGC casino.
Account means the registered user profile you create on the Platform to access the Services, hold balances, place Bets and manage your activity.
Services means all gambling, gaming, betting, promotional, transactional, wallet and ancillary services offered on or through the Platform from time to time.
Bet or Wager means any staking of value (including crypto-assets) on the outcome of a game, event or other offering on the Platform, accepted by the Operator in accordance with these Terms.
Bonus means any monetary or non-monetary incentive, including but not limited to matched deposit bonuses, free spins, free bets, cashback or loyalty rewards, credited by the Operator subject to specific conditions.
Promotion means any offer, campaign, tournament, competition, loyalty or VIP scheme, or other incentive-based activity communicated on the Platform, by email or via any official Operator channel.
Crypto Asset / Virtual Currency means any supported digital asset or token used for deposits, wagers and withdrawals on the Platform, including but not limited to BTC, ETH, USDT (ERC20/TRC20), DOGE and $WSM, which are not legal tender and may be highly volatile.
Fiat Currency means traditional state-issued currency such as GBP, EUR or USD. The Platform is currently a crypto-exclusive casino and does not offer Accounts denominated in fiat currency.
KYC (Know Your Customer) means the identity verification process that may include collection and review of documents such as ID cards, passports, proof of address and source-of-funds evidence.
Self-Exclusion means a request by a Player to be prevented from accessing the Services for a defined or indefinite period, implemented in line with the Responsible Gambling provisions of these Terms.
Gaming Curaçao means the validator and supervisory body referenced in relation to Master Licence 365/JAZ in Curaçao, including its validation and complaint portal at https://gaming-curacao.com/validation.

Account Registration

Eligibility and Age Verification

Minimum age: You may only open an Account and use the Services if you are at least 18 years old or above the legal age for online gambling in your jurisdiction, whichever is higher. By registering, you expressly confirm that you meet this requirement.
Local legality: You are solely responsible for ensuring that accessing and using this offshore, non-UKGC-licensed Platform is lawful in your country of residence. The Operator does not provide legal advice and does not guarantee that the Services comply with the regulatory framework of any specific jurisdiction, including the UK.
Single account: You may hold only one Account with the Platform. Creating multiple Accounts, including under different identities or via intermediaries, is strictly prohibited and may result in suspension, closure and forfeiture of Bonuses and winnings derived from such Accounts.

Registration Process

Account creation: To register, you must complete the online registration form or equivalent interface, providing a valid email address and any other requested details. You may be required to verify your email by clicking a confirmation link.
Crypto-native onboarding: As a crypto-exclusive casino, we may ask you to connect or specify a crypto wallet. You remain responsible for securing your own wallet and private keys. The Platform will not request your private keys.
Information accuracy: You must provide accurate, current and complete information and keep it updated. The Operator may suspend or terminate Accounts containing false, outdated or misleading information.
Password and access security: You must keep your login credentials and any authentication factors strictly confidential. Any activity undertaken through your Account will be deemed to have been carried out by you unless you have previously notified us of suspected compromise.

KYC, Verification and Source of Funds

Verification rights: In line with standard industry practice and licence requirements linked to Master Licence 365/JAZ, the Operator may at any time request KYC verification. Triggers may include but are not limited to cumulative deposits or withdrawals above certain thresholds, suspected fraud, chargebacks or responsible gambling concerns.
Documents: You may be asked to provide identity documents, proof of address, payment method ownership documentation and/or evidence of source of funds. You must supply genuine, unaltered documents within the timeframe specified in our request.
Account restrictions: Until satisfactory verification is completed, we may restrict or block your ability to deposit, wager, participate in Promotions and/or withdraw funds. Failure or refusal to complete KYC may lead to Account closure, subject to applicable law and any reasonable security or regulatory obligations.
Data handling: KYC information is processed in accordance with our Privacy Policy and applicable data protection laws to the extent they apply. We retain such data only for as long as necessary to meet legal, regulatory and risk-management obligations.

Responsible Gambling and Self-Exclusion

Offshore and Non-GamStop status: The Platform is not licensed by the UK Gambling Commission, does not participate in GamStop and is targeted at crypto-native, Non-GamStop players. If you are registered with GamStop, this self-exclusion will not automatically apply to your Account on this Platform.
Self-exclusion procedure: If you wish to self-exclude, you must send an email from your registered email address to support@wsmcazino.com with the subject line "SELF EXCLUSION". We will implement self-exclusion within a reasonable period during business hours (Curaçao time). There is no one-click permanent exclusion button in the Telegram or similar interfaces.
Effects of self-exclusion: Once self-exclusion is applied, we will seek to prevent you from accessing your Account or opening new Accounts for the specified period. You must also refrain from attempting to circumvent self-exclusion (for example, by creating new Accounts or using different identities).
Player responsibility: You are responsible for gambling sensibly and for seeking professional help where needed. Offshore crypto gambling involves financial and regulatory risks, particularly for UK residents who may have limited legal recourse.

Betting & Gameplay Rules

General Principles

Game rules: Each game or category of games (including slots, live casino, table games and other offerings) is governed by its own rules, paytables and RTP information as displayed within the game client or on the Platform. By placing a Bet, you confirm that you have read and understood the applicable rules.
Acceptance of Bets: A Bet is deemed accepted when it appears as confirmed on your screen and is recorded on our servers. Bets that have not been confirmed or that are interrupted before confirmation are considered void and will not be processed as valid wagers.
Minimum and maximum stakes: Minimum and maximum Bet amounts may vary by game, table, market, currency or player segment. The applicable limits are displayed in the game interface or cashier and may change at our discretion.

Bet Placement, Modification and Cancellation

Irreversibility: Once a Bet has been accepted and is in play, you cannot cancel or modify it unless a clearly described in-game feature (such as a cash-out function) explicitly permits such action.
Obvious errors: If a Bet is accepted at odds, paytable values or other parameters that are clearly the result of an obvious technical or human error (a "palpable error"), the Operator reserves the right to void the Bet, settle it at the correct parameters or otherwise adjust the outcome in accordance with equitable principles and any applicable regulatory guidelines.
Technical interruptions: If gameplay is interrupted due to a technical failure of the Platform or underlying game server, the official game logs on the Operator's systems will determine the outcome of any unsettled Bets. Where possible, game rounds will either be resumed to their prior state or voided with stakes returned.

Conduct in Live Casino, Chats and Community Channels

Respectful behaviour: When using live casino chats, community features or official Telegram or similar support channels, you must behave respectfully and refrain from harassment, hate speech, threats, spam, self-promotion or any unlawful content.
Prohibition of fraud and collusion: Any form of cheating, collusion with other Players, exploitation of software bugs, use of bots or automated tools, advantage play based on technical vulnerabilities or attempting to manipulate game outcomes is strictly forbidden.
Account sharing: You may not share your Account or permit others to play on your behalf. The Operator may close or suspend Accounts suspected of being shared or controlled by third parties.
Sanctions for misconduct: The Operator may temporarily or permanently mute chat privileges, freeze Balances, cancel Bonuses, void Bets and/or close Accounts for misconduct or breach of these rules, subject to any mandatory legal obligations.

UK Players and Offshore Risk Warning

Non-UKGC licence: Neither the Platform nor MIBS B.V. holds a licence from the UK Gambling Commission. UK-based Players who choose to use the Services do so with the understanding that UK regulatory protections, including UK-approved ADR schemes and GamStop, do not apply.
Limited recourse: Your primary recourse in case of dispute is through the Operator's internal complaints process and, where relevant, the Gaming Curaçao validation and complaint portal. You may have limited or no practical legal enforcement options in UK courts for unpaid winnings or other disputes.
Self-assessment: Before gambling, UK Players should carefully consider whether using an offshore, crypto-based casino aligns with their personal risk tolerance and financial circumstances.

Bonus Terms

General Bonus Conditions

Supplementary terms: All Bonuses and Promotions offered in connection with Wsm Casino Amerio are subject to these Terms and any specific bonus terms published at https://wsmcazino.com/bonus-terms, which form an integral part of this agreement.
Eligibility: Bonus eligibility may depend on factors such as country of residence, payment method, deposit size, previous activity and compliance with earlier Promotions. The Operator may exclude certain Players or groups from Promotions at its discretion, provided such exclusion is not unlawfully discriminatory.
Bonus credits: Bonuses may be credited as separate bonus funds, free spins or other tokenised benefits. Unless clearly stated otherwise, Bonus funds cannot be withdrawn until the relevant wagering and other conditions are fully satisfied.

Wagering Requirements and Game Contributions

Wagering: Each Bonus will specify a wagering requirement (for example, a multiple of the Bonus, the deposit, or both) that must be met before Bonus funds and related winnings can be withdrawn. Specific multipliers and conditions are displayed on the bonus offer page and at /bonus-terms.
Contribution table: Different game types may contribute differently towards wagering requirements. The detailed contribution table (for example, 100% for most slots, lower or 0% for table games or certain high-RTP titles) is set out in the Bonus Terms and may be updated periodically.
Time limits: Bonuses and associated wagering requirements may be subject to expiry periods (such as a specified number of days from crediting). If wagering is not completed within the applicable period, remaining Bonus funds and any winnings derived therefrom may be forfeited.

Prohibited Actions and Bonus Abuse

Irregular play: The Operator may treat certain patterns of play as irregular or abusive, including but not limited to minimal-risk betting, hedging bets, placing high-value bets from a Bonus balance followed by lower-value bets, or exploiting software or rules errors to secure risk-free profits.
Multiple Accounts and linked users: Claiming the same Promotion across multiple Accounts, devices or identities, or coordinating bonus abuse with other Players, is prohibited. The Operator may link Accounts using common data points and take appropriate measures.
Consequences: In cases of suspected Bonus abuse, the Operator may remove Bonuses, cancel associated winnings, close Accounts and/or restrict eligibility for future Promotions, subject to any mandatory legal rights you may have.

Combining Promotions

Non-stacking rule: Unless expressly permitted, Bonuses and Promotions cannot be combined or "stacked" on top of each other. Where more than one Bonus is available, only one may be active at a time, and accepting a new Bonus may cause the existing Bonus to be forfeited.
Promo codes: The use of any bonus or promo code is subject to the specific conditions communicated with that code. Misuse, sharing or publication of non-public codes may result in removal of the related Bonus and, if necessary, other sanctions.

Payments & Withdrawals

Deposit Methods and Crypto Processing

Crypto-exclusive model: The Platform currently operates as a crypto-exclusive casino. Deposits and withdrawals are processed solely in supported Crypto Assets such as BTC, ETH, USDT (ERC20/TRC20), DOGE and $WSM. We do not presently accept deposits via bank cards or traditional e-wallets; if this changes, the Terms and cashier will be updated.
Wallet addresses: You must use the unique wallet addresses generated in the cashier for each supported currency. Sending funds to the wrong network (for example, sending ERC20 tokens to a TRC20 address) or to outdated addresses may result in permanent loss of funds, for which the Operator is not responsible.
Confirmations: Deposits are credited after the required blockchain confirmations, generally within a short period (often after approximately one block confirmation, depending on network conditions). Exact confirmation thresholds may vary by currency and are indicated in the cashier.

Withdrawals, Limits and Processing Times

Ownership of payment methods: You should only deposit and withdraw using wallets and payment methods that you control and lawfully own. The Operator may request proof of ownership and may refuse to process withdrawals to third-party wallets.
Automated vs manual processing: Withdrawals below the Operator's internal review threshold (commonly amounts under approximately $1,000 or equivalent in supported currencies) may be processed automatically within around 0 - 15 minutes, subject to network conditions and internal checks. Larger withdrawals may require manual review and may take approximately 2 - 24 hours or longer in specific cases (for example, security investigations or busy periods).
Fees: The Operator does not normally charge withdrawal fees. However, you bear all blockchain network fees, miner/gas costs and any third-party charges. The net amount you receive may be reduced by such external costs, which are outside our control.
Minimum and maximum amounts: Minimum and maximum deposit/withdrawal limits apply per transaction, currency and/or Account status and are displayed in the cashier. The Operator may adjust these limits at its discretion, subject to any relevant regulatory constraints.

Exchange Rates, Volatility and Chargebacks

Crypto volatility: Account balances for game purposes may be displayed in a reference fiat value (for example, USD or GBP), but all binding calculations are performed in Crypto Assets. Due to price volatility, the fiat value of deposits, Bets and withdrawals may change between the time a transaction is initiated and when it is confirmed on the blockchain.
No currency conversion guarantee: The Operator does not guarantee any particular exchange rate between Crypto Assets and fiat currencies. You are responsible for managing any resulting gain or loss, including tax implications, in accordance with the laws of your jurisdiction.
Chargebacks: If a deposit is subject to a chargeback, reversal, cancellation or similar action (for example, by a payment processor or financial institution), the Operator may deduct the corresponding amount, together with reasonable associated costs, from your Account balance, or, if insufficient, seek reimbursement from you.

Refunds, Reversals and On-Chain Errors

Refund policy: Once a deposit has been credited and used for wagering, it is not normally refundable. In exceptional circumstances (for example, a demonstrable technical error), the Operator may, at its discretion and without creating an obligation to do so in future cases, process a refund.
Mistaken transfers: Transfers of Crypto Assets to incorrect addresses, unsupported currencies or wrong networks are typically irreversible. The Operator will not be liable for such mistakes, although we may attempt to assist where technically feasible and proportionate.
Bonus-related reversals: If a withdrawal is requested while an active Bonus has unmet wagering requirements, the Operator may either reject the withdrawal, remove the Bonus and associated winnings, or process the withdrawal in accordance with the specific bonus conditions disclosed at /bonus-terms.

Limitation of Liability

Operator Obligations

Fairness and integrity: The Operator aims to provide fair and transparently operated games. Game outcomes are generated by certified random number generators or equivalent mechanisms supplied by reputable software providers, as applicable to each game type.
Service availability: While we strive to keep the Platform available on a continuous basis, we cannot guarantee uninterrupted or error-free operation. Maintenance, updates, network congestion, blockchain issues or third-party failures may impact availability.
Accuracy of information: The Operator endeavours to ensure that odds, paytables, rules, promotional terms and transaction records are accurate. In the event of discrepancies between your local display and our server logs, the server logs will normally prevail.

Exclusions and Limitations

Technical and network failures: To the fullest extent permitted by applicable law, the Operator is not liable for losses arising from internet outages, latency, hardware or software failures on your side, blockchain network malfunctions, denial-of-service attacks or other events beyond its reasonable control.
Indirect and consequential loss: The Operator shall not be liable for any indirect, incidental, special, punitive or consequential damages, including loss of profits, loss of data, business interruption or reputational harm, even if advised of the possibility of such damages.
Liability cap: Subject to the mandatory protections described below, the Operator's maximum aggregate liability in connection with any single event or series of related events shall not exceed the higher of (a) the amount of the relevant Bet or Wager placed by you in respect of which the liability arises, or (b) the amount of funds in your Account at the time the issue occurred.

Consumer Rights and Non-Excludable Liability

Non-excludable provisions: Nothing in these Terms excludes or limits liability for fraud, fraudulent misrepresentation, or, where applicable, death or personal injury caused by negligence, or any other liability that cannot be excluded or limited under mandatory law.
UK and EEA consumer protection: If you are a consumer resident in the UK or another jurisdiction with mandatory consumer protection laws, certain statutory rights may apply and cannot be waived by contract. These Terms are not intended to override such rights, to the extent they are mandatory and applicable to an offshore crypto casino.
Risk acknowledgement: By using the Platform, you acknowledge that gambling and trading in volatile Crypto Assets involve substantial risk, including the risk of losing all staked funds, and that such risks are borne solely by you.

Intellectual Property Rights

Ownership of Content and Software

Proprietary materials: All content, trademarks, logos, graphics, animations, text, audio, video, game titles, software and underlying source code available on the Platform are owned by the Operator, its affiliates or licensors and are protected by copyright, trademark and other intellectual property laws.
Limited licence: You are granted a personal, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for your own lawful, non-commercial entertainment purposes, in accordance with these Terms.

Restrictions on Use

Prohibition of copying and distribution: You may not copy, reproduce, redistribute, republish, reverse engineer, decompile, disassemble, modify, transmit or otherwise make available any portion of the Platform or its software, except as strictly necessary to view and use the Services in the ordinary course.
Automated access: The use of bots, scrapers, spiders, data-mining tools or other automated means to access, collect or extract information from the Platform is prohibited unless expressly authorised in writing by the Operator.
Infringement: Any unauthorised use of the Operator's or its licensors' intellectual property may result in civil claims, criminal prosecution or both, in addition to Account sanctions.

User Content

Licence to use submissions: By posting or submitting any content (for example, messages in chats or feedback in community channels) you grant the Operator a worldwide, royalty-free, non-exclusive licence to use, reproduce, modify, adapt, publish and display such content for the purpose of operating and improving the Services.
Responsibility for content: You remain solely responsible for any content you submit and warrant that it does not infringe the rights of any third party or violate applicable law.

Privacy & Data Protection

General Principles

Privacy Policy: The Operator processes personal data in accordance with its Privacy Policy as published on wsmcazino.com. By using the Services, you acknowledge that you have read and understood the Privacy Policy, which forms part of these Terms.
Data categories: Personal data may include registration details, transactional information, KYC documentation, device identifiers, communication logs (including Telegram or similar support interactions) and behavioural data used for security and responsible gambling monitoring.

Legal Bases and International Transfers

Legal bases: Depending on your jurisdiction, personal data may be processed on the basis of contract performance (to provide the Services), legitimate interests (for security, fraud prevention and service improvement), legal obligations (for AML/KYC and regulatory reporting) and, where applicable, your consent.
Offshore processing: As the Operator is based in Curaçao and operates an offshore crypto casino, your data may be processed and stored outside your country of residence, potentially in jurisdictions that may not offer the same level of data protection as your home country.
Rights of UK and EEA users: If UK or EEA data protection laws apply, you may have rights such as access, rectification, erasure, restriction, objection and data portability, subject to statutory exceptions. These rights can normally be exercised by contacting support@wsmcazino.com.

Security and Retention

Security measures: The Operator applies reasonable technical and organisational measures to protect personal data against unauthorised access, loss or misuse, taking into account the nature of crypto transactions and online gambling risks.
Retention: Personal data is retained only for as long as necessary to fulfil the purposes for which it was collected and to comply with legal, regulatory and anti-money laundering requirements, after which it will be deleted or anonymised where feasible.

Changes to Terms

Modification and Notification

Right to amend: The Operator may amend these Terms, including policies and annexes, from time to time to reflect changes in law, regulatory guidance, technical developments, product offerings or business needs.
Notice of changes: Material changes will normally be communicated by updating the "effective date" at the top of these Terms and by displaying a notice or banner on the Platform. Where appropriate, we may also notify you via email or other contact methods associated with your Account.
Advance notice: Where feasible and not prohibited by urgent regulatory or security considerations, we will give reasonable advance notice before changes take effect. However, some changes may need to take effect immediately (for example, those required by law).

Acceptance and Right to Discontinue Use

Deemed acceptance: Continued use of the Platform after the effective date of updated Terms constitutes your acceptance of those changes. If you do not agree with the updated Terms, you must cease using the Services and may request closure of your Account.
Outstanding obligations: Changes to the Terms will not affect transactions already in progress or rights and obligations that have already accrued, except where mandatory law or regulatory guidance requires otherwise.

Termination & Suspension

Termination by the Player

Closure request: You may request closure of your Account at any time by contacting customer support at support@wsmcazino.com or through any available account management tools on the Platform.
Balances on closure: Upon closure, any remaining real-money (crypto) balance, less any applicable fees or chargebacks and subject to compliance checks, will normally be returned to you via an approved withdrawal method. Bonus funds that have not met all conditions may be cancelled.

Suspension or Termination by the Operator

Grounds: The Operator may suspend or terminate your Account, freeze funds or restrict access where there are reasonable grounds to suspect: breach of these Terms, fraud, money laundering, terrorist financing, multi-accounting, chargebacks, abusive behaviour, underage gambling, self-exclusion breaches or other legal or regulatory concerns.
Investigation period: During an investigation, we may withhold withdrawals and restrict new Bets until the matter is resolved. We endeavour to complete investigations within a reasonable time, but complex cases (for example, significant AML concerns) may require extended review.
Outcome: Following investigation, the Operator may (a) lift restrictions; (b) issue warnings; (c) permanently close the Account; (d) confiscate Bonuses and associated winnings; and/or (e) in serious cases, withhold funds in accordance with applicable law and regulatory obligations.

Dormant and Inactive Accounts

Dormancy: If you do not log in to your Account for an extended period, it may be classified as inactive or dormant. The specific period and any associated conditions (such as administrative fees) will be set out on the Platform or in the relevant policy.
Reactivation: Dormant Accounts may be reactivated upon request, subject to updated KYC checks and any applicable regulatory requirements at the time of the request.

Governing Law & Jurisdiction

Applicable Law

Curaçao law: These Terms, your Account and any use of the Services are governed by the laws of Curaçao, without prejudice to any mandatory provisions of the law of your country of residence that may apply despite this choice.
Offshore nature: You acknowledge that the Operator is licensed and registered offshore in Curaçao under Master Licence 365/JAZ and that the regulatory framework may differ materially from that of onshore jurisdictions such as the UK.

Dispute Resolution and Complaints

Internal complaints process: If you have a complaint, you should first contact customer support via Telegram or email to support@wsmcazino.com, providing your username, details of the issue and supporting evidence. We aim to acknowledge and address complaints within a reasonable timeframe, typically during business hours in Curaçao.
Escalation to Gaming Curaçao: If you are not satisfied with our final response or if the issue falls within the scope of our Curaçao licence, you may escalate the matter to Gaming Curaçao using the validation/complaint form at https://gaming-curacao.com/validation by referencing licence 365/JAZ. Responses from Gaming Curaçao may be slow and the scope of available remedies is limited compared with regulators such as the UK Gambling Commission.

Courts and Other Remedies

Court jurisdiction: Subject to any applicable mandatory laws, any dispute arising out of or in connection with these Terms, including their existence, validity or termination, shall be subject to the exclusive jurisdiction of the competent courts of Curaçao.
Consumer rights: If you are a consumer residing in a country that provides mandatory rights to bring claims in local courts, these Terms are not intended to deprive you of such rights where they cannot lawfully be excluded; however, enforcement of judgments against an offshore crypto casino may be practically complex.

Contact Information

Operator and Support Contacts

Operator: MIBS B.V., a company incorporated in Curaçao under Master Licence 365/JAZ. A full registered address and company registration number are not specified in these Terms.
Official website: https://wsmcazino.com
Customer support (primary email): support@wsmcazino.com - used for general support, complex issues escalated from first-line Telegram support, missing deposits and all self-exclusion requests (subject line "SELF EXCLUSION"). Availability is generally during business hours in Curaçao, with possible delays at weekends.
Customer support (first line): Telegram-based "WSM Support" channel (contact handle not specified here), reported as having an average response time of under 2 minutes in service tests conducted in early 2025.

Additional Contact Fields

Telephone numbers: Main office phone, support phone, sales and branch numbers are not specified in these Terms. All urgent communications should be directed via email or official Platform channels.
Mailing, legal and headquarters addresses: A specific postal or legal address for MIBS B.V. in Curaçao is not specified here. Where a physical address is required for regulatory or legal purposes, such information may be provided by customer support on request or via official corporate disclosures.
Regulator contact: Gaming Curaçao complaint and validation portal: https://gaming-curacao.com/validation (reference licence 365/JAZ when submitting a complaint).

Important Notice for UK Players: Wsm Casino Amerio, operated via wsmcazino.com, is an offshore, crypto-exclusive, Non-GamStop casino that is not licensed by the UK Gambling Commission. UK residents who choose to play do so at their own risk and will not benefit from UK regulatory protections or GamStop coverage, and may have limited options for legal recourse in the UK in case of unpaid winnings or other disputes.